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Legal document

Terms of Service

Last updated: March 28, 2026

Company Information

These terms apply to services offered by:

RULIDO
KVK: 98709364
IBAN: NL16 MLLE 0940 1123 29

2. Definitions

In these terms, the following definitions apply:

Okidoky

The digital ledger platform, offered by RULIDO

User

Any natural person who creates an account and uses Okidoky

Service

The online ledger application including all associated functionalities

Account

The personal user account through which access to the Service is obtained

Subscription

The chosen payment plan (Free, Premium, Lifetime, Duo or Family Lifetime)

Ledger

The digital overview of income and expenses within an account

3. Applicability

These general terms and conditions apply to all use of Okidoky. By creating an account or using the Service, you agree to these terms.

Deviations from these terms are only valid if agreed upon in writing with RULIDO. If any provision is found to be invalid, the remaining provisions shall remain in full force and effect.

4. The Service

Okidoky offers a digital ledger platform with the following functionalities:

Track income and expenses
Statistics and insights into your finances
Scan and store receipts (OCR)
Share your ledger with others
Export data to CSV and PDF
Financial forecasts and annual overview
Set and track savings goals
Push notifications for payment reminders

Not all features are available for all subscription types. See section 6 for details.

5. Creating an Account

To use Okidoky, you must create an account. You are responsible for keeping your login credentials confidential and for all activities that occur under your account.

Requirements for creating an account:

  • You are at least 16 years old
  • You have a valid and working email address
  • You choose a unique username
  • You provide truthful information
  • You create a maximum of one account per person

RULIDO is not liable for damages resulting from unauthorized use of your account due to negligence on your part.

6. Subscriptions & Payments

Okidoky offers the following subscription types:

Free— €0 forever
  • 50 transactions per month
  • 2 receipts per month
  • Dashboard overview
  • 14-day Premium trial upon registration
Premium— €1.50 /month
  • Unlimited transactions
  • Unlimited receipt scanning (OCR)
  • Insights & forecasts
  • Share ledger with 1 person
  • Cancel monthly
Lifetime— €25 one-time
  • All Premium features
  • One-time payment, lifetime access
  • Share ledger with 2 people
  • No recurring costs
Duo— €3.99 /month
  • All Premium features
  • Share ledger with 2 people
  • Manage and view together
  • Cancel monthly
Family Lifetime— €49.95 one-time
  • All Premium + Duo features
  • Share ledger with 2 people
  • One-time payment, lifetime access

Payments

All payments are securely processed via <strong>Mollie</strong>. RULIDO does not store any credit card or bank details.

All prices listed are inclusive of VAT.

Right of withdrawal

In accordance with the Distance Selling Act, you have the right to cancel your order within 14 days of purchase for digital services, provided you have not yet used the paid service. Please contact us at info@okidoky.nl.

7. Use of the Service

You may only use the Service for personal, non-commercial purposes. It is not permitted to:

  • Use the Service for illegal or fraudulent activities
  • Abuse, overload or deliberately disrupt the Service
  • Gain unauthorized access to other users' accounts
  • Upload harmful software, viruses or malware
  • Reverse-engineer, decompile or reconstruct the Service
  • Use automated systems (bots, scrapers) without permission
  • Use the Service for commercial purposes without written permission from RULIDO

In the event of a violation of these terms, RULIDO reserves the right to terminate your account immediately, without right to a refund.

8. Intellectual Property

All intellectual property rights to the Service belong to RULIDO.

It is not permitted to copy, reproduce, distribute, modify or create derivative works of any part of the Service without the express written permission of RULIDO.

9. Your Data

You retain full ownership of your financial data at all times. RULIDO uses your data exclusively for providing and improving the Service.

Your rights regarding your data:

  • You can export your data at any time (CSV/PDF)
  • You can delete your account and all associated data via your profile
  • After deletion, your data is permanently erased within 30 days

For more information about how we handle your data, see our privacy policy.

10. Sharing your Ledger

Depending on your subscription type, you can share your ledger with other users:

  • Free: no sharing capability
  • Premium: share with 1 person
  • Lifetime / Duo / Family Lifetime: share with up to 2 people

As the owner of the ledger, you are responsible for the actions of invited users.

11. Termination

By you

You can delete your account at any time via your profile page.

By RULIDO

RULIDO reserves the right to terminate accounts that violate these terms.

12. Liability

The Service is provided "as is". RULIDO does not guarantee that the Service will be available error-free at all times.

Important limitations

  • Okidoky is <strong>not</strong> accounting software and is not suitable for tax returns
  • RULIDO is not liable for financial decisions based on data in Okidoky
  • RULIDO is not liable for loss of data
  • RULIDO is not liable for damages caused by downtime, bugs or incorrect OCR results
  • RULIDO is not liable for indirect or consequential damages

The total liability of RULIDO is limited to the amount you have paid to RULIDO in the past 12 months.

13. Changes

RULIDO reserves the right to amend these terms from time to time.

By continuing to use the Service after the effective date, you agree to the amended terms.

14. Applicable Law

These terms are exclusively governed by Dutch law. Disputes shall be submitted to the court in North Holland.

15. Advertising Services

Okidoky offers businesses the opportunity to place advertisements on the platform.

15.1 Registration and approval

To place advertisements, you must create an advertiser account.

15.2 Advertisement content

As an advertiser, you are fully responsible for the content of your advertisements.

15.3 Intellectual property

You guarantee that you have all necessary rights to use the images and content you upload.

15.4 Payment and invoicing

Advertisement placements are prepaid via the Mollie payment platform.

15.5 Right to removal

RULIDO reserves the right to remove or pause advertisements at any time.

15.6 Statistics and reporting

Advertisers gain access to statistics about their campaigns (impressions, clicks, CTR).

16. Contact

Do you have questions about these terms? Please feel free to contact us: