Terms of Service
Last updated: March 28, 2026
Company Information
These terms apply to services offered by:
2. Definitions
In these terms, the following definitions apply:
The digital ledger platform, offered by RULIDO
Any natural person who creates an account and uses Okidoky
The online ledger application including all associated functionalities
The personal user account through which access to the Service is obtained
The chosen payment plan (Free, Premium, Lifetime, Duo or Family Lifetime)
The digital overview of income and expenses within an account
3. Applicability
These general terms and conditions apply to all use of Okidoky. By creating an account or using the Service, you agree to these terms.
Deviations from these terms are only valid if agreed upon in writing with RULIDO. If any provision is found to be invalid, the remaining provisions shall remain in full force and effect.
4. The Service
Okidoky offers a digital ledger platform with the following functionalities:
Not all features are available for all subscription types. See section 6 for details.
5. Creating an Account
To use Okidoky, you must create an account. You are responsible for keeping your login credentials confidential and for all activities that occur under your account.
Requirements for creating an account:
- You are at least 16 years old
- You have a valid and working email address
- You choose a unique username
- You provide truthful information
- You create a maximum of one account per person
RULIDO is not liable for damages resulting from unauthorized use of your account due to negligence on your part.
6. Subscriptions & Payments
Okidoky offers the following subscription types:
- 50 transactions per month
- 2 receipts per month
- Dashboard overview
- 14-day Premium trial upon registration
- Unlimited transactions
- Unlimited receipt scanning (OCR)
- Insights & forecasts
- Share ledger with 1 person
- Cancel monthly
- All Premium features
- One-time payment, lifetime access
- Share ledger with 2 people
- No recurring costs
- All Premium features
- Share ledger with 2 people
- Manage and view together
- Cancel monthly
- All Premium + Duo features
- Share ledger with 2 people
- One-time payment, lifetime access
Payments
All payments are securely processed via <strong>Mollie</strong>. RULIDO does not store any credit card or bank details.
All prices listed are inclusive of VAT.
Right of withdrawal
In accordance with the Distance Selling Act, you have the right to cancel your order within 14 days of purchase for digital services, provided you have not yet used the paid service. Please contact us at info@okidoky.nl.
7. Use of the Service
You may only use the Service for personal, non-commercial purposes. It is not permitted to:
- Use the Service for illegal or fraudulent activities
- Abuse, overload or deliberately disrupt the Service
- Gain unauthorized access to other users' accounts
- Upload harmful software, viruses or malware
- Reverse-engineer, decompile or reconstruct the Service
- Use automated systems (bots, scrapers) without permission
- Use the Service for commercial purposes without written permission from RULIDO
In the event of a violation of these terms, RULIDO reserves the right to terminate your account immediately, without right to a refund.
8. Intellectual Property
All intellectual property rights to the Service belong to RULIDO.
It is not permitted to copy, reproduce, distribute, modify or create derivative works of any part of the Service without the express written permission of RULIDO.
9. Your Data
You retain full ownership of your financial data at all times. RULIDO uses your data exclusively for providing and improving the Service.
Your rights regarding your data:
- You can export your data at any time (CSV/PDF)
- You can delete your account and all associated data via your profile
- After deletion, your data is permanently erased within 30 days
For more information about how we handle your data, see our privacy policy.
10. Sharing your Ledger
Depending on your subscription type, you can share your ledger with other users:
- Free: no sharing capability
- Premium: share with 1 person
- Lifetime / Duo / Family Lifetime: share with up to 2 people
As the owner of the ledger, you are responsible for the actions of invited users.
11. Termination
By you
You can delete your account at any time via your profile page.
By RULIDO
RULIDO reserves the right to terminate accounts that violate these terms.
12. Liability
The Service is provided "as is". RULIDO does not guarantee that the Service will be available error-free at all times.
Important limitations
- Okidoky is <strong>not</strong> accounting software and is not suitable for tax returns
- RULIDO is not liable for financial decisions based on data in Okidoky
- RULIDO is not liable for loss of data
- RULIDO is not liable for damages caused by downtime, bugs or incorrect OCR results
- RULIDO is not liable for indirect or consequential damages
The total liability of RULIDO is limited to the amount you have paid to RULIDO in the past 12 months.
13. Changes
RULIDO reserves the right to amend these terms from time to time.
By continuing to use the Service after the effective date, you agree to the amended terms.
14. Applicable Law
These terms are exclusively governed by Dutch law. Disputes shall be submitted to the court in North Holland.
15. Advertising Services
Okidoky offers businesses the opportunity to place advertisements on the platform.
15.1 Registration and approval
To place advertisements, you must create an advertiser account.
15.2 Advertisement content
As an advertiser, you are fully responsible for the content of your advertisements.
15.3 Intellectual property
You guarantee that you have all necessary rights to use the images and content you upload.
15.4 Payment and invoicing
Advertisement placements are prepaid via the Mollie payment platform.
15.5 Right to removal
RULIDO reserves the right to remove or pause advertisements at any time.
15.6 Statistics and reporting
Advertisers gain access to statistics about their campaigns (impressions, clicks, CTR).
16. Contact
Do you have questions about these terms? Please feel free to contact us: