More access than needed
A bank link gives an app ongoing access to your account. For a household budget that's overkill — your recent transactions are enough, not a constant connection.
Import bank transactions
Import your bank in 30 seconds
Download the statement from your bank, drag it into Okidoky, done. No typing in hundreds of transactions by hand. And you never have to give Okidoky access to your bank account.
01 · How it works
Done in 3 steps
01
Download the file from your bank
Log into your online banking and download your transactions as a file (pick the 'CSV' option if there is one). With most banks this is under "Account overview" → "Download".
02 · CSV
Which banks work?
ING and Knab are recognised automatically right away. For the other banks below you point out once which column is what (date, amount, and so on) — after that Okidoky remembers it for next time.
IINGAuto-detected
KKNABAuto-detected
AABN AMROPoint out columns once
RRabobankPoint out columns once
bbunqPoint out columns once
SSNS BankPoint out columns once
AASN BankPoint out columns once
TTriodosPoint out columns once
A bank link gives an app ongoing access to your bank account. Convenient, but not without risk. Uploading a file is more old-fashioned, but you decide yourself what you share and when.
Less risk if something goes wrong
If Okidoky had a fixed connection to your bank, a problem on our side could turn out much worse. Without that connection the damage stays small.
No extra middleman
A bank link usually runs through another company sitting in between. Your bank details then pass through that party first. That's an extra link in the chain that can break.
You decide the moment
You choose when to import something. No connection quietly watching in the background. You stay in control.
Do I have to enter my bank details?
No. Never. You only log into your bank to download a file — afterwards we don't see your login, not your IBAN (unless it's in the file, which you can leave out yourself), and definitely no PIN or password. The file is all we see.
Can I import old years?
Yes. Most banks let you download 10+ years of history. Download a file per quarter or year and import one by one — Okidoky makes sure you get no double rows, even if periods overlap.
What if my file isn't recognised automatically?
Then you just point out which column is the date, which is the amount, etc. Takes 30 extra seconds and works for any file with a table shape. Okidoky remembers this for next time.
Does my bank data go through your server?
During upload: yes, your file arrives on our server in Europe so we can process it. Right after importing, the original file is deleted; only the individual transactions stay stored. The original download stays on your own computer.
Does this work for credit cards and foreign accounts?
Credit cards: yes, if your card company lets you download a file (such as ICS or American Express). Foreign accounts: that usually works, but the automatic category suggestion is made for Dutch shops. You can then point out yourself which column is what.