Knowledge base
From your first ledger to your yearly overview. 7 guides with practical explanations — follow the order or jump to what you need now.
Where should you start?
Three ready-to-go learning paths based on your experience. Choose the path that fits.
Beginner (0 experience)
Never kept a ledger before? Start here. First setup + learning the terms you'll encounter.
Intermediate (few months of ledger)
Have you got a basis set? Time for concrete actions: saving, building emergency fund, setting savings goals.
Advanced (years of experience)
Annually review and train next generation. This is where financial habits skip generations.
Overview of all 7 guides
Filter by phase to find targeted. Every guide stands on its own — order is recommended, not required.
Start your first ledger
Start tutorial for beginners
From zero to working ledger in 45 minutes. 5 steps with realistic expectations — first month is always messy and that's OK.
Read guideFinancial glossary
16 terms explained
What is VAT, iDEAL, SEPA, PSD2, GDPR, freelancer, ledger, household ledger, receipt? Concrete explanation with examples, search bar and A-Z navigation.
Read guideSaving tips 2026
Concretely save €4000+/yr
8 systematic tips: benefits, energy, subscriptions, insurance, mobile, groceries, bank, lunch. With step plan and estimated amount per tip.
Read guideBuild emergency fund
Your financial safety net
3 levels (1, 3, 6 months expenses), 5 steps, interactive calculator, where to keep it (yes savings account, no crypto) and when you may use it.
Read guideSet savings goals
From vacation to retirement
Priority pyramid, SMART framework, 5 concrete goals (vacation €3k, car €8k, house €30k, kids study €15k, retirement €100k) with calculator.
Read guideMake year review
Look back & plan
7 steps in ~2 hours. Totals per category, trends, comparison previous year, set goals and prepare tax filing. With 3 scenarios.
Read guideTeach children about money
Parent guide (3-18 years)
3 age phases with concrete activities, allowance table per age (Nibud-based), tools (youth savings account, first debit card) and 4 common mistakes.
Read guideThe full learning journey
Each stage builds on the previous. You don't have to go linearly — but this order is logical and works for most people.
Not found in guides?
Specific questions, articles or direct contact.
Help & FAQ
Direct answers to frequently asked questions about using Okidoky. Search function available.
OpenBlog
Individual articles and news posts. Current topics and supplement to the guides.
OpenSend us a question
No answer found? Email within 48h on business days. Real people, no AI.
OpenSub-processors
Full list of external services with access to your data. Including CDNs, analytics and AdSense — per service: purpose, data and compliance.
OpenLatest from the blog
We regularly publish pieces about household finances — no listicles, just real considerations.
- Practical
The 50/30/20 Rule: Does It Still Work for European Households in 2026?
Discover if the 50/30/20 rule still applies to European households in 2026. Adjust your budgeting strategy for today's financial landscape.
4 min read - Usage
Exporting CSV From Your Dutch Bank: A Step-By-Step Guide Per Bank
Easily export CSV files from your Dutch bank with our step-by-step guide. Streamline your budgeting with Okidoky's auto-detection feature!
4 min read - Switching
Moving from Excel to a Ledger App: Five Things That Actually Change
Discover the real differences between using Excel and a dedicated app like Okidoky for budgeting. Learn how to streamline your finances today!
6 min read
Start your journey
The best day to start was yesterday. The second best is today. Start with your first ledger or create an account directly.