How financially healthy are you?
8 questions, 3 minutes, personal recommendations. No judgment, no registration, no storage. Discover where you stand and which guides help further.
Who is this check for?
For anyone curious about their own financial health without having to talk to someone. No forms, no email, no "register first". Just 3 minutes of honest self-reflection.
Outcome: a score of 0-24, a label (urgent, needs work, healthy, excellent), and 3 recommended guides that fit your situation.
Fully private
Answers stay in your browser. No storage, no tracking, no sending to server.
Non-judgmental
Every answer is OK. Low score = more room to grow, not failure.
Concrete follow-up
Score is directly translated to 3 concrete guides you can start with tomorrow.
No email required. Stop whenever you want.
Frequently asked questions
Are my answers stored?
No. This check runs fully in your browser. No backend, no database, no cookies tracking. Answers stay visible only as long as you have this page open. Refresh and everything is gone. This is deliberate: a private self-reflection tool should really be private.
What if I have a low score?
A low score is not a judgment — it's information. Many people, especially those who've come through financial difficulties (like RULIDO's founder), once also scored low. What matters is the next step. Our guides are written with explicit intent to help people at low level grow — not to confront them. Start small.
Why no questions about my income in euros?
Because ABSOLUTE amounts say little without context. €2,000/mo can be enough for a student in Groningen and too little for a family in Amsterdam. More important: the RATIO between income and expenses, and your BEHAVIOR. Hence questions about overview, buffer, goals, behavior — universal indicators, independent of your exact numbers.
Can I share the check anonymously with an advisor?
Yes. Take a screenshot of your result (score + recommendations) and send it. No account data, no personal details — only the quiz outcome. Geldloket (municipal money help), financial advisor or budget coach can get started faster with this info. They can then estimate where they're most useful.